May 5, 2022
Agency5 Reasons Why I Need to Keep My Auto Insurance Up to Date
Changes that occur in your life or with your primary vehicle warrant a new look at your auto-insurance coverage to make sure you have the most up-to-date coverage working for you and all of the drivers in your family. You need to be proactive in letting your insurance agent know when certain life changes occur […]
April 15, 2022
AgencyWill Home Insurance Cover a Rock Thrown into Your Window
Whether it happened as an accident or was the result of an act of vandalism, having a rock hit your home’s window can be very scary. It is the type of accident or incident you cannot prevent. However, home insurance may cover the damage in some situations. That could help you get the repairs you […]
March 15, 2022
AgencyReporting Health Insurance on Your Tax Return
Tax season is here and according to new laws, working Americans must provide proof of health insurance to the IRS. Failure to provide proof of insurance will be costly as the “shared responsibility payment” is the larger of the following: $95 per adult and $47.50 per child, or one percent of taxable income. Therefore, a […]
February 24, 2022
Agency4 Reasons You Need Life Insurance to Pay Off Your Mortgage
If you own a home, it is incredibly important to have a life insurance policy in place. Why? After your death, this coverage might help pay off your mortgage. It can therefore help keep your family from an unnecessary financial burden. Here are surprising four benefits to consider. Reason #1: Eliminates Having a Monthly Housing […]
January 31, 2022
AgencyBOP Protects Commercial Property You Own, Lease or Rent
A business owner’s policy, known as BOP, is a type of business insurance that can work well for many types of businesses. Most companies have assets to protect, employees to safeguard and liability risks. That is why a BOP policy can be ideal. It works to wrap up these types of coverage into a single […]
January 21, 2022
AgencyWhat is Included in a Business Owners Policy?
A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. Property Insurance: Property insurance in a BOP works to protect the physical structure of the business […]
December 28, 2021
Agency6 Ways to Save on Auto Insurance
With the economy still lagging, everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things […]
November 22, 2021
Agency5 Unexpected Factors For Your Home Insurance Rates
You may already know that poor maintenance will bump your rates. And you know that frequent claims will bump your rates. But there are a number of other factors that you might not be aware of. Here are five things most homeowners don’t know may affect their home insurance rates: Trampolines. Trampolines are listed by insurance […]
October 18, 2021
AgencyWhat are Out-of-Pocket Health Insurance Expenses?
When comparing health insurance policies, one of the terms you will come across is “out-of-pocket expenses.” What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. It’s an important part of your policy, and a component that you […]
September 27, 2021
Agency3 Reasons You Need More Than Just Your Employer-offered Life Insurance
Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs. Why You Need More In general, employer-offered life insurance plans have a limit on how much money you can take out on […]