Health Insurance

Smoking is bad for your health. This is a fact that everyone knows thanks to plenty of scientific research that links cigarette usage to serious illnesses such as heart disease, emphysema, stroke and cancer. But lighting up can cost you much more than just your health. In fact, it costs you money—and lots of it.  […]

Tax season is here and according to new laws, working Americans must provide proof of health insurance to the IRS. Failure to provide proof of insurance will be costly as the “shared responsibility payment” is the larger of the following: $95 per adult and $47.50 per child, or one percent of taxable income. Therefore, a […]

When comparing health insurance policies, one of the terms you will come across is “out-of-pocket expenses.” What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. It’s an important part of your policy, and a component that you […]

Some Medications Don’t Mix Though prescription and over-the-counter (OTC) medications can be a saving grace for those who are ill, they can also cause serious and even fatal complications if they’re taken incorrectly. Before taking OTC or prescription medications, it’s best to discuss all potential side effects with your doctor to avoid unexpected consequences. Keep […]