November 1, 2022
AgencyDo You Need BOP Insurance If You Have Other Insurance?
Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don’t Rely on Personal Coverages Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a […]
June 9, 2022
AgencyDoes My BOP Cover Me from Dishonest Employees
When you build a workforce in your business, your employees will be your biggest assets. However, they are also your biggest liabilities, in many ways. That’s particularly true when employees become problems for the business’s reputation. Employee misconduct or dishonesty is something that might happen, as much as you try to avoid it. However, to […]
January 31, 2022
AgencyBOP Protects Commercial Property You Own, Lease or Rent
A business owner’s policy, known as BOP, is a type of business insurance that can work well for many types of businesses. Most companies have assets to protect, employees to safeguard and liability risks. That is why a BOP policy can be ideal. It works to wrap up these types of coverage into a single […]
January 21, 2022
AgencyWhat is Included in a Business Owners Policy?
A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. Property Insurance: Property insurance in a BOP works to protect the physical structure of the business […]
August 30, 2021
AgencyDo BOPs Have Deductibles?
Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include: Property Insurance Contents Insurance Liability Insurance Business Interruption Insurance Each policy will apply in […]