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Blog

Blog

March 14, 2023
Agency

The Penalties of Driving Without Car Insurance

Most states, by law, require drivers to carry minimum amounts of car insurance. They do so because of the high amount of security that car insurance provides every driver, even those who think they are safe behind the wheel. After all, no one is immune to car accidents, and car insurance might be the only […]
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February 2, 2023
Agency

How to Save on Home Insurance

Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage.   Ask. You never really know until you ask, right? Talk with your independent […]
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January 3, 2023
Agency

Educating Your Clients on the Value of Annuities

Insurance can be a confusing topic for consumers and there are a lot of phrases that get tossed around without real meaning. If your client doesn’t understand the terminology, it’s going to be hard convincing them that they need certain services.  Annuity is one such word that not a lot of consumers understand. They may […]
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December 2, 2022
Agency

5 Ways to Save on Life Insurance

Life insurance is a topic some people don’t want to talk about, and a topic some just don’t think about. If you fall into one of those categories, maybe it’s because it seems you are paying for something you will never use. But, those you love can benefit greatly from it. Some people are worried […]
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November 1, 2022
Agency

Do You Need BOP Insurance If You Have Other Insurance?

Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have.  Don’t Rely on Personal Coverages  Don’t expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. Most personal insurance policies specifically exclude losses related to a […]
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October 5, 2022
Agency

Navigating the Coverage and Limits of Car Insurance

The auto insurance industry is confusing sometimes, especially for the average driver. Still, it’s one of the most important pieces of financial protection you can own. Your policy can pay for a variety of damage you and your car might experience during travel. Take some time to learn about the limits you need on your […]
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September 12, 2022
Agency

5 Common Misconceptions about Home Insurance

With so much information about homeowners insurance floating around the internet, it’s easy to jumble it all up. But it’s important to know exactly what you’re buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up.  Filing a claim increases premium […]
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August 12, 2022
Agency

Why Smoking Costs More Than Just Your Health

Smoking is bad for your health. This is a fact that everyone knows thanks to plenty of scientific research that links cigarette usage to serious illnesses such as heart disease, emphysema, stroke and cancer. But lighting up can cost you much more than just your health. In fact, it costs you money—and lots of it.  […]
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July 26, 2022
Agency

16 Reasons for Life Insurance After 60

As you reach retirement age, you may realize that your ability to bring in income to help fund the rest of your and your spouse’s life is limited by both your age and health. Did you know that life insurance can provide additional support? While life insurance is generally thought of as a form of […]
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June 9, 2022
Agency

Does My BOP Cover Me from Dishonest Employees

When you build a workforce in your business, your employees will be your biggest assets. However, they are also your biggest liabilities, in many ways. That’s particularly true when employees become problems for the business’s reputation. Employee misconduct or dishonesty is something that might happen, as much as you try to avoid it. However, to […]
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