January 1, 2021
AgencyHow Does Age Impact Life Insurance Costs?
How Does Age Impact Life Insurance Costs? When it comes to buying life insurance, many factors impact what you pay for coverage. Among them is your age. When insurance companies consider coverage options, they want to factor in the amount of risk you present to them. That means getting to know what your health is, […]
January 29, 2021
AgencyWhy Do Lenders Require You To Buy Home Insurance?
Why Do Lenders Require You To Buy Home Insurance? If you are buying your first home, then you might be planning to finance it with a mortgage or other type of home loan. It’s a convenient way to help you pay off your home over time, rather than all at once. However, by agreeing […]
February 27, 2021
AgencyDRIVING IN EXTREME WEATHER?
DRIVING IN EXTREME WEATHER Did You Know? Driving in dicey weather conditions can be downright nerve-wracking. It can also be very dangerous. Being aware of how to modify your driving during rain, tornadoes, snow and fog can help you stay calm during your commute. Rain and Thunderstorms Turn on your headlights, wipers and defroster […]
March 25, 2021
AgencyProperty Damage Insurance Within BOPs
Property Damage Insurance Within BOPs Severe weather can happen anywhere, and it is often hard to determine exactly how bad the damage might be until it is over. If your business is impacted, then you might face the prospect of financial loss as you try to rebuild your property. However, if you have appropriate […]
April 30, 2021
AgencyFactors that Influence Life Insurance Prices
Factors that Influence Life Insurance Prices When you buy life insurance, you’ll have to pay a premium for it. However, everyone’s premiums are going to be different, even if two people have near-identical policies. A variety of risk factors will influence your life insurance premium, from the type of policy you buy to different […]
May 25, 2021
AgencySome Medications Don’t Mix
Some Medications Don’t Mix Though prescription and over-the-counter (OTC) medications can be a saving grace for those who are ill, they can also cause serious and even fatal complications if they’re taken incorrectly. Before taking OTC or prescription medications, it’s best to discuss all potential side effects with your doctor to avoid unexpected consequences. Keep […]
June 29, 2021
AgencyHomeowners Insurance and Your Mortgage
Homeowners insurance provides coverage for events such as property damage or loss, home damage or loss or liability related to injuries or deaths that occur on the property. Your personal property includes furniture, silverware, clothing and other movable items you keep in the home. Coverage on the home might also include a separate garage. If […]
July 22, 2021
AgencyInsuring Your Teen Driver
Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free. Tips to Keep Costs Down If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring your new driver can be an expensive endeavor. […]
August 30, 2021
AgencyDo BOPs Have Deductibles?
Essentially every form of insurance has a deductible and business owners policies are no exception. BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include: Property Insurance Contents Insurance Liability Insurance Business Interruption Insurance Each policy will apply in […]
September 27, 2021
Agency3 Reasons You Need More Than Just Your Employer-offered Life Insurance
Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs. Why You Need More In general, employer-offered life insurance plans have a limit on how much money you can take out on […]