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Agency Page 3

Agency

August 30, 2021
Agency

Do BOPs Have Deductibles?

Essentially every form of insurance has a deductible and business owners policies are no exception.    BOPs are packages of insurance that contain several essential types of coverage that most small businesses need. Usually, they include:     Property Insurance   Contents Insurance   Liability Insurance   Business Interruption Insurance     Each policy will apply in […]
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July 22, 2021
Agency

Insuring Your Teen Driver

Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free.  Tips to Keep Costs Down  If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring your new driver can be an expensive endeavor. […]
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June 29, 2021
Agency

Homeowners Insurance and Your Mortgage

Homeowners insurance provides coverage for events such as property damage or loss, home damage or loss or liability related to injuries or deaths that occur on the property. Your personal property includes furniture, silverware, clothing and other movable items you keep in the home. Coverage on the home might also include a separate garage. If […]
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May 25, 2021
Agency

Some Medications Don’t Mix

Some Medications Don’t Mix Though prescription and over-the-counter (OTC) medications can be a saving grace for those who are ill, they can also cause serious and even fatal complications if they’re taken incorrectly. Before taking OTC or prescription medications, it’s best to discuss all potential side effects with your doctor to avoid unexpected consequences. Keep […]
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April 30, 2021
Agency

Factors that Influence Life Insurance Prices

Factors that Influence Life Insurance Prices   When you buy life insurance, you’ll have to pay a premium for it. However, everyone’s premiums are going to be different, even if two people have near-identical policies.  A variety of risk factors will influence your life insurance premium, from the type of policy you buy to different […]
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March 25, 2021
Agency

Property Damage Insurance Within BOPs

Property Damage Insurance Within BOPs   Severe weather can happen anywhere, and it is often hard to determine exactly how bad the damage might be until it is over. If your business is impacted, then you might face the prospect of financial loss as you try to rebuild your property.  However, if you have appropriate […]
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February 27, 2021
Agency

DRIVING IN EXTREME WEATHER?

DRIVING IN EXTREME WEATHER   Did You Know?  Driving in dicey weather conditions can be downright nerve-wracking. It can also be very dangerous. Being aware of how to modify your driving during rain, tornadoes, snow and fog can help you stay calm during your commute.  Rain and Thunderstorms  Turn on your headlights, wipers and defroster […]
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January 29, 2021
Agency

Why Do Lenders Require You To Buy Home Insurance?

Why Do Lenders Require You To Buy Home Insurance?   If you are buying your first home, then you might be planning to finance it with a mortgage or other type of home loan. It’s a convenient way to help you pay off your home over time, rather than all at once. However, by agreeing […]
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January 1, 2021
Agency

How Does Age Impact Life Insurance Costs?

How Does Age Impact Life Insurance Costs? When it comes to buying life insurance, many factors impact what you pay for coverage. Among them is your age. When insurance companies consider coverage options, they want to factor in the amount of risk you present to them. That means getting to know what your health is, […]
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