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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Vic Fisher Insurance, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Vic Fisher Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Vic Fisher Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Vic Fisher Insurance

2703 Jones Franklin Road, Suite 103
Cary, NC 27518
Main office: 919-851-4448

Our Providers

The Vic Fisher Agency has taken care of my family for over 25 years, whether my home or cars. I have always known I could trust them. - Steve T., Raleigh
Steve T. – Raleigh
When I moved to Raleigh, I needed an agent that could handle all of my insurance needs. Daniel at Vic Fisher was able to set up my home, cars, and business insurance to make sure I was well covered. - Eric H., Raleigh
Eric H. – Raleigh
I needed Life Insurance for my family, and was able to get what I needed at the right price. - Jorge, Cary
Jorge – Cary
Health Insurance is a huge deal for my family. So is the costs. I was able to purchase a BCBSNC family plan from Vic Fisher Insurance for considerably less than the current plan we had. The service was great as well. - Scott K., Durham
Scott K. – Durham
My business involves real estate, and I don’t have the time to try and figure everything out. The Vic Fisher Agency has helped manage my insurance and help me make informed decisions as my business grows. They seem to have my best interest in mind. -Chris C., Raleigh
Chris C. – Raleigh
I am concerned over what to do with my IRA in my retirement years. They showed me the annuity options as a real answers to my dilemna. I was shown I could still make money without risk, and provide a death benefit for my wife. - Charles C., Cary
Charles C.- Cary