Operating a business involves many risks and responsibilities. Not only are you responsible for ensuring smooth daily operations, but you must protect your employees and business from any injuries or damages, which can make you vulnerable to lawsuits or accident-related expenses. Having a general liability insurance policy can protect your business’s financial livelihood. Vic Fisher Insurance can design a general liability policy that can safeguard the best interests of your business and give you peace of mind. 

What Does General Liability Insurance Cover? 
General liability insurance is essential if you’re liable for property damage, bodily injury, or personal and advertising injury caused by your business’s services, operations or employees. A policy may protect you from numerous liabilities with these coverages:  

• Bodily injury may cover medical expenses, loss of services and legal fees related to a third-party injury on your business’s property. 
• Property damage may cover physical damage to the property of others or the loss of use of that property.
• Personal and advertising injury may cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.  

This insurance coverage isn’t required by law. However, many business leases require this insurance. We can help determine if your business needs to carry this insurance. 

Do I Need General Liability Insurance? 
A general liability insurance policy can protect against numerous third-party risks and might be beneficial coverage if something unfortunate happens. 

Your business’s coverage limits depend on your industry, location and operational risk. Choosing the right amount of coverage is crucial since you’re responsible for any remaining expenses once you’ve reached your policy’s coverage limit. 

Protect Your Business’s Operations 
Knowing that your business has the protection it needs if something unfortunate happens is invaluable reassurance. Call Vic Fisher Insurance at 919-851-4448 to get started on your general liability insurance policy.