Call Us 919-851-4448 ☰ ˟
Logo
Call Us 919-851-4448
  • HOME
  • Our Agency
    • AboutImage of right arrow
      • About Us
      • Our Locations
      • Employee Directory
    • Personal ProductsImage of right arrow
      • Home & Auto Insurance
      • Auto InsuranceImage of right arrow
        • Liability Coverage
        • Comprehensive Coverage
        • Collision Coverage
        • Uninsured & Underinsured Motorist Coverage
        • Roadside Assistance
        • Specialty Auto Insurance
        • 24-Hour Customer Service
        • Towing
        • Rental Reimbursement
        • Medical Payments Coverage
      • Home InsuranceImage of right arrow
        • Property Insurance
        • Homeowners Liability
        • Renters Insurance
        • Condo Insurance
        • Mobile Home Insurance
        • Scheduled Property Insurance
        • Landlords Insurance
        • In-Home Business Insurance
      • Other Personal InsuranceImage of right arrow
        • Identity Theft
        • Personal Umbrella Insurance
      • Life InsuranceImage of right arrow
        • Individual Life Insurance
        • Long-Term Care Insurance
        • Mortgage Protection Insurance
        • Disability Insurance
        • Second-To-Die Policy
        • Key Person (Key Men) Insurance
      • Health InsuranceImage of right arrow
        • Individual & Family Health Insurance
        • Dental Coverage
        • Vision Coverage
        • Long-Term Care Insurance
        • Supplemental Insurance
        • Disability Insurance
      • Recreational Vehicle InsuranceImage of right arrow
        • Boat Insurance
        • Motorcycle Insurance
        • Motorhome Insurance
        • ATV Insurance
      • Financial ServicesImage of right arrow
        • Financial Planning
        • Annuities
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Alarm Contractors Insurance
        • Construction Insurance
        • Specialty Trade Contractors Insurance
        • Healthcare Practice Insurance
        • Manufacturing Insurance
        • Retail Insurance
      • Coverage for Your BusinessImage of right arrow
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Inland Marine Insurance
        • Professional Liability
        • Workers Compensation
      • Coverage for Your EmployeesImage of right arrow
        • Group Benefits
        • Group Disability Insurance
        • Voluntary Benefits
        • Retiree Health Coverage
        • Group Health Insurance
        • Disability Insurance
        • Individual Life Insurance
    • Get A Quote
    • Contact Our Companies
    • Contact UsImage of right arrow
      • Vic Fisher Insurance
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Supplemental Insurance
      • Disability Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Annuities
    • Farm Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Alarm Contractors Insurance
      • Construction Insurance
      • Specialty Trade Contractors Insurance
      • Healthcare Practice Insurance
      • Manufacturing Insurance
      • Retail Insurance
    • Coverage for Your BusinessImage of right arrow
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • General Liability Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Contractors Insurance Quote
    • Health Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Trucking Insurance Quote
  • Resources
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Homeowners Icon

Homeowners

We browse through a wide variety of coverages and find the right one for you.

Learn More
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business and Commercial Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Health Icon

Annuity

We browse through a wide variety of coverages and find the right one for you.

Learn More

Business & Commercial Insurance


Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

General Liability Quote Form
Retail Insurance Quote

Business & Commercial Insurance Information

Coverage for Your Business In Raleigh and Cary, NC

Located at the heart of the Research Triangle, Vic Fisher Insurance has been a trusted insurance partner to thousands of North Carolina business owners for more than 60 years. We know that every business is different, and that your priority is to always keep your business secure and your overhead burden manageable by offering quality, cost-effective commercial insurance services. Our priority is to get you the coverage you deserve.

To us, business insurance must be made personal. We keep both protection and value in mind when helping you customize your coverage to your advantage, and you can rest assured that your commercial assets will be protected against all the most concerning loss risks that threaten.

Call us at (919) 851-4448 or request a quote on the benefits of your choice now.

  • Business Owners (BOP) Quote

  • Commercial Auto Insurance Quote

  • General Liability Quote

  • Workers’ Compensation Quote

Common Business Insurance Questions

How Does Business Insurance Work? 

All your commercial endeavors have value attached, but it’s value that could be lost in an instant. Your job is to ensure that your doors remain open to maximize your commercial success, and business insurance will make sure you can do so. With proper commercial benefits in place, you’ll have financial support in the face of numerous unexpected but costly challenges. It will be there to ensure that you can weather storms that might arise, rather than going under.

What Does Business Insurance Cover?

There is no one benefit called business insurance. Rather, it is a network of different policies that will provide financial support following qualifying accidents. 

Different policies will only pay for unexpected or unavoidable challenges occurring in your business, and depending on their scope, might cover scenarios like:

  • Property damage caused by storms, fires or vandalism

  • Theft of property

  • Employee dishonesty, injuries or employment lawsuits

  • Lawsuits from clients to whom you caused negligent harm

What Business Insurance do I Need?

Depending on the precise size, scope and operating liabilities within your business, you will need various policies. These might include:

  • Property insurance: If something damages physical property – such as your building or possessions - then this coverage can help you repair or replace them.

  • General liability insurance: This covers the business in the event it causes property damage or bodily injuries to another party, like a client or vendor.

  • Business interruption insurance: This helps you pay the bills if you must temporarily close after a damaging accident.

  • Commercial auto insurance: When the company owns vehicles, this coverage will provide the requisite physical damage, liability and other benefits to help the company afford the costs of wrecks or other vehicle hazards.

  • Workers compensation insurance: If an employee gets hurt on the job, they are often eligible for workers compensation coverage. It will provide them supplementary income during their recovery.

  • Errors & omissions insurance: Professional advice or mistakes could cause clients a financial loss. This coverage can compensate them on behalf of the business.

  • Surety bonds: If you are contractually obligated to certain clients, then bonds will guarantee them that you will repay them if you cannot meet your obligations.

Numerous other policies are also available, including:

  • Inland Marine Insurance

  • Employment Practices Liability Insurance (EPLI)

  • Products/Completed Operations Liability Insurance

  • Cyber Liability Insurance

  • Umbrella Liability Insurance

  • Hired/Non-owned Auto Liability Coverage

Small business owners can benefit financially by bundling their essential coverage into a business owners policy (BOP), which allows you to get several benefits in one place and at one price.

What Business Insurance is Required by Law?

You will often find that you are required to carry certain insurance policies. These often include:

  • Commercial auto insurance

  • General liability insurance

  • Surety bonds

  • Workers’ compensation insurance

Of course, your overall insurance portfolio must be made up of the policies that are most essential to your needs, not just those that are required of you. We will make sure that you will get the best coverage options for both your protection and your financial benefit.

Contact Us Today!
919-851-4448

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

2703 Jones Franklin Road, Suite 103
Cary, NC 27518

Ph: 919-851-4448 | Fx: 919-851-4445
© Copyright. All rights reserved. | Powered by Insurance Website Builder