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919.851.4448

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Vic Fisher Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Vic Fisher Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Vic Fisher Insurance before making a decision.

Our Location

Vic Fisher Insurance

2703 Jones Franklin Road, Suite 103
Cary, NC 27518
Main office: 919-851-4448

Our Providers

The Vic Fisher Agency has taken care of my family for over 25 years, whether my home or cars. I have always known I could trust them. - Steve T., Raleigh
Steve T. – Raleigh
When I moved to Raleigh, I needed an agent that could handle all of my insurance needs. Daniel at Vic Fisher was able to set up my home, cars, and business insurance to make sure I was well covered. - Eric H., Raleigh
Eric H. – Raleigh
I needed Life Insurance for my family, and was able to get what I needed at the right price. - Jorge, Cary
Jorge – Cary
Health Insurance is a huge deal for my family. So is the costs. I was able to purchase a BCBSNC family plan from Vic Fisher Insurance for considerably less than the current plan we had. The service was great as well. - Scott K., Durham
Scott K. – Durham
My business involves real estate, and I don’t have the time to try and figure everything out. The Vic Fisher Agency has helped manage my insurance and help me make informed decisions as my business grows. They seem to have my best interest in mind. -Chris C., Raleigh
Chris C. – Raleigh
I am concerned over what to do with my IRA in my retirement years. They showed me the annuity options as a real answers to my dilemna. I was shown I could still make money without risk, and provide a death benefit for my wife. - Charles C., Cary
Charles C.- Cary